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(Heidi Cummings) - Building a stronger financial future doesn’t require radical change or expert-level knowledge. In fact, the most meaningful improvements often come from small, steady steps — the kind of everyday decisions that add up over time. Whether you’re protecting against fraud, planning…
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(Robert Orca) - April is Community Banking Month, a time to celebrate the vital role community banks play in supporting local economies and long-term growth. Community banks fund nearly 60% of small-business loans and more than 80% of agricultural loans nationwide1, demonstrating their ongoing comm…
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(Jason Kaufman) - In today’s fast-paced business environment, having access to efficient financial tools is essential for local businesses. Debit cards have become a cornerstone of everyday banking, offering a blend of convenience, rewards, and security that makes them an increasingly popular choic…
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(American Riviera Bank) - Construction lending in Santa Barbara County isn’t just about access to capital. It’s also about meeting tight deadlines, navigating complex permitting, and ensuring seamless coordination between lenders, borrowers, and contractors. American Riviera Bank makes providing su…
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(Paul Abramson) - Santa Barbara has long punched above its weight in science and technology, and that momentum is accelerating. The Santa Barbara South Coast Chamber of Commerce’s annual TechTopia event served as a strong reminder that our region is no longer just participating in the future of tec…
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(Ana Gutierrez) - How ARB's Advanced Tools Help You Stay One Step Ahead Imagine this: It's a regular Monday morning, and you’re sorting through a week’s worth of mail at your business. The pile is noticeably thinner than normal, but you don’t think much of it—after all, mail gets lost sometimes. We…
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(American Riviera Bank) - American Riviera Bank was proud to sponsor and attend the Radius Real Estate & Economic Forecast at the Hilton Beachfront Resort on March 12. As a community bank, we are deeply invested in the economic health of the Central Coast. Understanding the forces shaping our local…
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(Michele Blackwell) - Buying a home can feel complex, especially if it’s your first. It’s one of the biggest financial and personal decisions you’ll make, and preparation can make all the difference. By taking time to reflect on a few key questions, you’ll gain a clearer understanding of your readi…
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(Laurel Sykes) - National "Slam the Scam" Day 2026 is Thursday, March 5, designated by the Social Security Administration's Office of the Inspector General to raise awareness of government imposter scams. Imposter scams are an increasingly common form of financial abuse that leaves victims emotiona…
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(Michele Blackwell) - American Riviera Bank is proud to continue as an approved participating lender in the Federal Home Loan Bank’s (FHLB’s) Middle-Income Downpayment Assistance grant program for 2026. Through this program, qualified homebuyers can receive up to $50,000 in down payment assistance,…
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